To be well positioned for retirement, your net worth should be twice the level of your expected net worth. Calculate your expected net worth multiplier now by completing the form below:

Calculate your
Wealth Index

To most people, wealth refers to an abundance of material possessions. In order for you to retire comfortably or to sustain your current retirement you have to build your net worth. Net worth is a way of measuring the material wealth of a person or a household.

  • Net worth = all long-term assets minus all liabilities.

So how do you know if your current net worth is enough?

At Emperor we use a basic rule of thumb to determine if your current net worth would be sufficient to guarantee a wealthy retirement, we do this by comparing your current net worth number with your expected net worth.

  • Expected Net worth = (Gross Annual Income* x Age) / 10
    *Gross Annual Income = pre tax salary + investment income

The wealth index will help you determine whether you are a wealth builder or a spender.

Our rule of thumb states - to be well positioned for retirement your net worth should be 2 x the level of your expected net worth. The Wealth Index determines your expected net worth multiplier and will indicate to you if you are on the right track. Your Wealth Index can be calculated by completing the form.

Please complete the form below:

If you are unsure of the Financial Capital or Gross Annual Income values please see a breakdown of these investments below the form.

(Investments, Savings, Net equity in 2nd property)
(Salary, Commissions)

Financial Capital (Current values)

  • Long term savings
  • Emergency fund, Money-market fund
  • Net equity in 2nd property (not own home)
    (But only if you intend to sell it.)
  • Long term investments (shares, unit trusts)
  • Pension
  • Business capital (should you sell out now)
  • No cars, boats, timeshare.

Gross Annual Income (Current values)

  • Active Income before tax & pension (Salary, Commissions, Guaranteed Annual & Monthly bonuses)
  • Less: all investment income used to live from (dividends, interest, rental income)
  • Exclude all income reinvested
  • Exclude annual bonus (if not guaranteed)